Notice: You cannot make payments using your account and routing number. ACH Debits are not allowed on ReadyFunds Visa cards and will be rejected.

You need to pay merchants using your card number, CVV and expiration date.



ReadyFUND$® was established in 2005 to provide payroll cards. We help clients achieve the benefits of paperless payroll, which allows their employees a convenient way to receive their pay and manage their finances.






Our Solution

The ReadyFUND$® Payroll Card provides innovative financial services that make employee’s lives easier and help employers improve their bottom line.  Our solution helps companies reduce operating costs and eliminates the headache of paper paychecks, so they can focus on their business.

Our Clients

The ReadyFUND$® Payroll Card Program is ideal for businesses of any size who want to save time and money by eliminating paper paychecks and achieving 100%  electronic direct deposit. Whether you have 5 employees, 500 employees or 5,000 employees, your company can benefit from the ReadyFUND$® Payroll Card Program.  Best of all, there is no cost to you!




For Employers


“The eZway to Deliver Pay®”

Convert to 100% electronic pay

NO COST to employer

Convert to 100% electronic pay

NO COST to employer

Program Management

Easy program setup in as little as a few days

Program collateral for employee communication and promotion

Dedicated client support team

Multiple reporting options

24×7 online client portal access to manage cards and payroll loads

Funding & Card Management

Improve payroll efficiency

Eliminate lost check costs and escheatment

Works with any payroll processor

eZpay – eliminate the cost of ACH

Instant issue cards for new hires or card replacement

Inventory management and tracking of instant issue cards

Secure web portal for card management


Enrollment & Distribution

Multiple card distribution options – instant Issue or personalized cards

Flexible Enrollment process – enroll multiple employees as a one-time batch or individually

Built-in card inventory management – order new instant issue cards or set up automated volume threshold card orders


For Employees

“The eZway to Access Pay

Free Access to Wages

Free over-the-counter bank teller withdrawals after each payroll

Free unlimited merchant point-of-sale or online purchase transactions

Free unlimited cash back at merchant point-of-sale

Card Benefits & Features

Eliminate banking and check cashing fees

No monthly service charge

Pay bills online

Online purchasing

 Funds NCUA insured

eZtransfer to a bank account

Direct deposit of IRS refunds

Deposit of primary and secondary payroll

eZbenefits health discount plan

Support & Card Management

Welcome call to new cardholders

Cardholder access to online portal for account activity

Free unlimited 24×7 bi-lingual live agent support

Free unlimited text alerts and text balance inquiries

Toll-free 24×7 automated phone customer support

The ReadyFUND$ Premier Access VISA Payroll Card is issued by Partner Colorado Credit Union, member NCUA pursuant to license from VISA U.S.A Inc. For a complete list of ReadyFUND$ terms, conditions, fees and eligibility requirements, see the ReadyFUND$ Cardholder Agreement. ReadyFUND$ Premier Access Card program and eZsuite is licensed through Performance Benefits, Inc. and its affiliates and service providers are responsible for the operation and administration of all other products and services offered in the eZsuite of financial services. Fees and eligibility requirements apply.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

*Daily ATM limits may vary, store POS cash back limits may vary and other third party charges may apply. **Contact your cell phone provider for details on your plan's text messaging rates. Standard carrier fees may apply.