Cardholders

 

The ReadyFUND$® Payroll Card is a Mastercard® Prepaid Debit Card that provides employees secure and convenient access to their payroll.

 

Free Access to Wages

Free over-the-counter bank teller withdrawal after each payroll

Free unlimited merchant point-of-sale or online purchase transactions

Free unlimited cash back at merchant point-of-sale      

 

Support & Card Management

Welcome calls to new cardholders

Cardholder access to online portal for account activity

Free unlimited 24x7 bi-lingual live agent support

Free eZalert™ unlimited text alerts and text balance inquiries

Toll-free 24x7 automated phone customer support

 

Card Benefits & Features

Funds FDIC insured

Eliminate banking and check cashing fees

No monthly service charge

Cash Access – ATM, PIN debit cash back, bank teller cash withdrawal

Deposit of primary and secondary payroll

Direct deposit of benefits and IRS refunds

eZtransfer® to a bank account

Purchases

Money orders

No charge signature and PIN transactions

Pay bills online

eZbenefits® health discount plan

Ingo® money app

 

 

Cardholder Account Access

 

Enroll in the cardholder website for access to features including:

  • Card Activity & Balance
  • Bill Pay
  • Transfer funds to a bank account

* Note: it takes 1-3 business days to complete a card to account transfer

INGO Money

Ingo allows you to cash paychecks, personal checks, business checks, money orders and more- anytime, anywhere. Get your money in minutes in the accounts you choose, as good as cash, and safe to spend.

ATMs

MoneyPass surcharge-free ATMs

Many ATM owners will charge a usage fee for using their machine; this is known as a “surcharge.” MoneyPass ATMs do not add a surcharge, which saves you money. To locate one of the  surcharge-free ATMs, please click the MoneyPass logo.

eZbenefits®

eZbenefits® is available to all ReadyFUND$® Cardholders and their families with the WellCard Health Discount Plan.  WellCard Health empowers members to reduce the cost of health care services like pharmacies, vision care providers, hearing specialists, prepaid lab tests, prepaid imaging tests, patient advocacy services, and more. 

 

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Program Features

  • Automatically includes all family members
  • Instantly receive an average savings of up to 65% on drug prices and up to 30% on medical visits
  • Join a nationwide network of over 59,000 pharmacies and over 350,000 physicians
  • Exclusive mail order service that will save an average of 20% off the regular price of prescription drugs
  • Consult a Doctor 24/7/365 – convenient, safe and cost effective
  • Your information is kept private with our discount card program that is HIPAA compliant

This is a discount plan, not insurance.  Discounts are only available at participating pharmacies and providers.*  The plan does not make payment directly to the providers of medical services.  You are obligated to make payment for services but you will receive a discount from those providers contracted with the plan.  The name and address of the discount medical plan organization is: AccessOne Consumer Health, Inc.  84 Villa Rd, Greenville, SC 29615

*average savings across all businesses is 43%

To register for the ReadyFUND$ WellCard Program

1.     Visit www.wellcardhealth.com

2.     Enter Group# Ready

3.     Your Member ID is your 10-digit phone number, plus the 2 digit person code.

To locate a provider please call 800.562.9625, or visit www.wellcardhealth.com

Pharmacist Help Desk: 888.886.5822

The ReadyFUND$ Premier Access Mastercard Payroll Card is issued by First Covenant Bank pursuant to license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. First Covenant Bank, Member FDIC. For a complete list of ReadyFUND$ terms, conditions, fees and eligibility requirements, see the ReadyFUND$ Cardholder Agreement. ReadyFUND$ Premier Access Card program and eZsuite is licensed through Performance Benefits, Inc. and its affiliates and service providers are responsible for the operation and administration of all other products and services offered in the eZsuite of financial services. Fees and eligibility requirements apply. 

 IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

*Daily ATM limits may vary, store POS cash back limits may vary and other third party charges may apply. **Contact your cell phone provider for details on your plan's text messaging rates. Standard carrier fees may apply.